Frequently Asked Questions

Question:
What are the amounts of basic no-fault benefits?

Answer:
$50,000 per person consisting of the following basic no-fault benefits:

  • all necessary doctor and hospital bills, and other health service expenses payable according to fee schedules established by the New York State Insurance Department;
  • 80% of lost earnings up to a maximum of $2,000 per month, for up to three years after the date of the accident; and
  • up to $25/day, for a year, for other reasonable and necessary expenses the injured
    party has had because of an injury resulting from the accident, such as the cost of hiring a housekeeper or necessary transportation to and from a health provider.

Learn more about No-Fault insurance, also called Personal Injury Protection (PIP).
 

 
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